Car Credit Center

Reviews 3

PA

Paula

Just because you have bad credit, doesnt mean you cant get a car and a good deal with someone other than Car Credit Center 7600 S Western Chicago ILL. Car Credit is the worse place to go for a car because they are way overpriced, and the mileage is very high. I bought a car from Car Credit on a day that it wasnt raining, when it eventually rained, I found out that it rains in the trunk. Now I have to dump water from my car. They are liars and basically legal thieves. If you try to trade in your car, they will give you a low ball price. example, they told me i can get $3000 trade in on my car, kelly blue book says, the trade in value of my car in good condition, was $7000. Always check the Kelley Blue Book before you trade in your car with them. Their salesmen are no more than con artists. They come off as nice, but if you feed a tiger, hed be nice to you too. you are their meal ticket, of course theyll going to be nice. It part of the con. Do your homework before going in there. Remember, they work for the dealership. So, at the end of the day, they dont care if they stiff you or not. If you dont believe me, add up your car note for the amount of time that youre paying for it, and I guarantee you its going to be triple the worth of the car. In other words, if you buy a car thats overpriced, say the car is only worth $10.000, they will price that car at $16,995 already it;s overpriced by $6995.00 then comes the paperwork, you add the notes for the years that you have the contract and I guarantee you, youll be out of $25,000-$30,000 on a car thats is only worth $10,000. I looked at a Mazda that they were selling for $16,995 with 85,000 miles. Kelley Blue Books value of that car was $10,000. Theyre making $10,000-$15,000 profit on each car that they sell. When you get your taxes this year, check out Carmax because they treat their customers better and they price their cars near the Kelley Blue Books recommendation. They also have much longer warranty on their cars, and very low miles. Car Credit brags that they have A+ ratings at BBB. Thats probably because nobodys complaining. Theyre just happy to be in a overpriced, overrated vehicles thats going to cause them problems within 6 months of having it. Not only will they be paying a note, they will also be paying for repairs because the warranty dont last long. They fix those cars long enough to last 30 days, and after that, all ____ breaks loose. These people are heartless and prey on people with bad credit. Stay clear of this place. Do yourself the biggest favor you could ever do. This is definitely a warning. Ive dealt with these people, and will never deal with them again. Spend your money wisely elsewhere. Theyre crooks. And i get great comfort in knowing that you reap what you sow. This will catch up with them soon enough, They have had 60 yrs of practice. Which makes them great con artist, they know how to play with numbers, so as they always come out on the winning end. And you come out $30 to $40.000 in debt on a car thats not worth the paper you signed. BE CAREFUL OF THESE CON MEN AND STAY CLEAR OF THIS CASINO WHERE THE DEALER ALWAYS WINS. If this helps just one person from falling in this trap. I have did what I should have done long ago, very well, and that is to tell the truth. Next stop BBB. oh and in desperation to get a car... you just sign papers not reading what you sign... It cost me over $8,000 to finance a $15,000 loan. They prey on the poor and desperate. Please do yourself a favor and stay away from these con artists.

DA

David Montano

I still have the car i purchased from here only because im too far along with the payments that its not worth me bringing it back. Anyways, Im still til this day appalled by how bad they ripped me off the day i got my car. Now, i was 17 when i went at the time purchasing my first car. I couldnt sign so i brought my parents along who dont have great credit neither but figured they could help me get my car. I wouldve thought that they wouldve been a little more compassionate and understanding to the fact that it was my first time but instead they used this to their advantage. I ended up getting a 2010 Chevy Malibu for a waaaay too much!! The car was priced at 18,995 and it had 83,000 miles on it of course at the time i didnt know what any of that meant, i was just excited about getting a new car. And in the end my APR was about 22% bringing my total to 22,000 for a used car. After about 3 months drivng it i heard about my friends getting newer cars for cheaper prices than what i payed for for mine. So, i began to do a little researched and found out that a 2014 Malibu brand new with 0 miles wouldve only cost me about 2000 dollars more. I was so mad and furious i wanted to take it back but my parents didnt want it affecting their credit. I felt taken advantage of as well as for my parents who are two very humble people who have always purchased their cars off of friends or family and it was their first time to the dealership with me as well. Now i struggle with having to pay my monthly payments of 460 on top of my insurance. Getting this car has done nothing but stopped me from furthing my eduaction and setting alot of plans back. My sole purpose of getting this car was so that id have transportation to school. After a year and a half with this car im only enrolling to school now but had to go into another debt to do so all thanks to this car. The only good thing i can muster up from all this is that it hasnt broken down or needed any major repairs. Moral of the story, dont trust anyone and do alot of research and just prepare yourself for anything. What hurts me the most is that my family are good people, and its one thing to screw me over, but another to screw them as well.

DO

Dominique Williams

Im not gonna say the entire place is bad. but there is 1 rotten ass apple out the bunch. Zury Rivera is the absolute worst finance manager ever. He was so thirsty to get the sale, he totally disregarded what i told him as far as my application. He put what he wantedto put down. 2weeks after havingthe car, he calls and says, bring the car back because the deal was kicked back. when asked why, he told me it was because of the length of time on job. when i reflected on the conversations he and i had, he claimed we didnt have this dialouge. Why would i tell you to falsify information on the app in knowing that if the info wasnt true and couldnt be validated, that they would take my car. So i asked him, "so youre calling me a liar?" His respons, "yes i am calling you a liar!" Now me being me, i wanted to walk in there and do some damage to him. But i refrained. not because I was worried about going to jail, but because I was getting my money back. I took the vehicle back that same night. When i arrived, i met with Felix. Awesome dude. He seemed pretty upset once i told him the things this dude let leave his lips. By this time, i needed a co signer. So Felix allowed me to keep the car until friday.. (Thanks Felix) But on today, i pulled up to their lot in their car and behind their car was my new car. (Zury, youre lying ass aint stop nothing) This guy talked so much crap on the phone but when he saw me tonight, he went in the office and closed the door lol. Needless to say, i wouldnt recommend a soul to them. I went from 226 every 2 weeks and a 30 day warranty to a 2007 TRUCK, 260 A month and 2 year warranty, with less money down. So i still came out on top Zury!! Lmao at yo dumb ass